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Michael Higgins
Nice to meet you! My name is,

Michael Higgins

Chief Production Officer
NMLS#: 188727

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Quality financing is the most important step when considering home ownership. Whether a first-time homebuyer or a seasoned investor the advice and knowledge of an experienced professional goes a long way. As a direct lender I deal with many unique situations and understand that each individual requires their own special attention. I pride myself in making sure that my clients understand all of the options that they have available and making sure that I see their needs through.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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