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Michael Balboa

Mortgage Loan Originator
NMLS#: 1799536

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

Guiding first-time homebuyers, investors, and second-home purchasers through the mortgage process is my passion. With a deep understanding of mortgage programs, lending guidelines, and access to a network of trusted professionals, I empower clients to confidently explore their financing options and make informed decisions. Recognizing the critical role real estate can play in achieving financial stability, I take pride in tailoring solutions upfront to align with each individual’s unique goals, ensuring a seamless and efficient purchase process.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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