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Why Choose Interstate?

Our mission is, has been, and always will be to provide mortgage finance solutions that make sense for all of our clients. We tirelessly and carefully analyze our borrower’s needs and their current financial profile, to understand their exact needs and provide them with options.

We educate. We explain. We listen to your concerns. We do everything in our power to make the process as clear and understandable as possible. Our deep commitment to our client’s financial well-being is, above all else, our number one priority.

Here when you need us

We’re here for you 7 days a week, 365 days a year.

Loan Options

We offer custom-tailored solutions to fit your specific needs.

Ease-of-Use

Mixing personalized service with technology, we make the process easy for you.

Lowest Rates Available

We offer some of the best rates available.

No Unnecessary Fees

One of the lowest bank fees in the business.

Quick Closing

Fast turnaround to keep you on track.

What Our Customers Are Saying

5/5 Star Reviews on Lending Tree, Google and Zillow.

LendingTree logo with five-star reviews displayed below.

“We were very apprehensive about refinancing but knew we had to in order to make needed home renovations. Greg alleviated evert feat we had and literally walked us through every step. He was always available to answer our questions (and there were a lot!) and explain everything we needed to know in detail. He made the entire experience, from Day 1 through closing, better than we could have ever expected. I would highly recommend Greg to my family and friends, as he is reliable, trustworthy and patient, giving 100% to ensure that this experience is as stress free as possible.”

Danielle
East Northport, NY
Zillow logo with five star reviews.

“Chris was able to take a tough situation: self-employed, first-time buyer and get us a deal very fast. I was originally working with another lender and every time I called him, I could never reach him. When he finally called me back, I always felt like I was bothering him. Chris, on the other hand, was always available and patient. He got us an amazing rate (beat the other lender’s rate by over .6%) and we are forever grateful for his assistance.”

Frank Bravata
REFINANCE
Google Reviews logo with five gold stars.
“Wonderful experience working with the staff at Interstate Home Loan Center, Inc.. Thorough and caring professionals. I have refinanced through them a few times and they just recently handled the closing on the purchase of my new home. Took time to answer my questions and concerns very professionally. I highly recommend this company for all your mortgage needs!”
Marianne Perna
REFINANCE

20-YR FIXED

CALL OR CLICK GET STARTED FOR A PERSONALIZED QUOTE

Rates are based on a $400,000 loan/single family home/ 760 fico/ purchase transaction at 60% loan to value/NY property.  Other rates and terms available depending on your credit score, purchase price, property type and location.

LENDER FEES – $1995
POINTS – $0

30-YR FIXED

CALL OR CLICK GET STARTED FOR A PERSONALIZED QUOTE

Rates are based on a $400,000 loan/single family home/ 760 fico/ purchase transaction at 60% loan to value/NY property.  Other rates and terms available depending on your credit score, purchase price, property type and location.

 

LENDER FEES – $1995
POINTS – $0

15-YR FIXED

CALL OR CLICK GET STARTED FOR A PERSONALIZED QUOTE

Rates are based on a $400,000 loan/single family home/ 760 fico/ purchase transaction at 60% loan to value/NY property.  Other rates and terms available depending on your credit score, purchase price, property type and location.

LENDER FEES – $1995
POINTS – $0

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only.  Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put an offer in on! At Interstate, our process is seamless and best of all, quick!

Average number of DAYS to get a loan commitment from Interstate Home Loan Center

Average Number of DAYS to close your loan.

Average number of MINUTES it takes to complete our loan application.