Tel : (888) 624-1414

Frank S. Prato

NMLS: #57711

Senior Loan Officer

Frank is a 30 year Veteran of the Mortgage Industry and have helped thousands of borrowerswith their new home purchases. He would love the opportunity to assist you with your home financing as well, and will guide
you through the process from start to finish.

Office: 631-390-0790

Cell: 516-317-6064

Fax: 516-232-8621

Email: fprato@interstatehomeloans.com

Organized, on schedule, responsive. Makes it is easy to do business with them

I was shopping a loan for a while and the others I talked to involved too much effort than my schedule allowed for. Jeff worked with me to make sure we had everything in order and the expectation were properly set to close quickly at a very competitive rate. There were not any surprises to what we had discussed. Lastly and surely not least, Jeff makes you feel like you are working with a partner and not a business transaction. While I am aware that at the end of the day it is a business transaction, he answered all my questions, was personable and easy to work with. I have bought / sold many homes, and Jeff is top notch.

scottcornelison01 from NY

worked with JEFFREY WHEELER

Excellent!

Frank is just really good at his job. He works personally with you, he is quick to answer, and he managed to get me an excellent rate on my mortgage.

Alena Dunn from NY

worked with Frank Prato

A pleasure to work with!

We refinanced our condo and Chris was very helpful and gave us a great rate. He made the process seamless and was always available when we needed him.

Carmen Campuzano from NY

worked with Christopher Morabito

Over the top

I’m not a reviewer at all but this one deserves a huge one. Found Interstate through some searches and then came Dan! Always honest, accessible and tells you as it is. Not a bluff sales guy. Doesn’t waste any time and works around the clock for you. More of my personal banker now. Interstate did the closing for my first home and also did my refi as well. Dan is the man! Thanks always. Wish you a Happy New Year with your expanded family.

Sam from NY

worked with Dan Benigno

Excellent

Chris was great. He answered ALL my questions and eased my concerns. He was available during the day and while he was driving home. He always got back to me when he couldn’t talk. Everything was totally explained. He tolerated two 11 year old twins when I needed to bring anything into the office. I would highly recommend Chris and will be using his services again when we buy another house for my Mother-in-law next year!

tomrang50 from NY

worked with Christopher Morabito

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NMLS# 56315 Licensed Mortgage Banker, New York State Department of Financial Services. Arizona-Licensed by the Arizona Department of Financial Institutions under Arizona Mortgage Banker License #0948981; California-DBO Residential Mortgage Lender Licensed by the Department of Business Oversight under the California Residential Mortgage Lending License Act (License #41DBO-46526); Regulated by the Colorado Division of Real Estate NMLS# 56315: Mortgage Company Registration; Connecticut Mortgage Lender License #6688; District of Columbia – Licensed by the District of Columbia Department of Insurance, Securities and Banking under District of Columbia Mortgage Lender License # MLB56315; Florida Mortgage Lender License # MLD673; Georgia Department of Banking and Finance Mortgage Lender License #51547; Illinois Residential Mortgage License #MB.6761127; Iowa Mortgage Banker License #: 2016-0029; Maine – Maine Bureau of Consumer Credit Protection Supervised Lender License #56315; Maryland Mortgage Lender License 22002; Michigan – Licensed by the Michigan Department of Insurance and Financial Services under Michigan 1st Mortgage Broker/Lender/Servicer Registrant # FL0020961; New Hampshire Mortgage Banking License issued by the New Hampshire Banking Department License #21380-MB; New Jersey Correspondent Residential Mortgage Lender License; New York Mortgage Banker License B500471; Licensed as Interstate Home Loan Center, Inc. by the North Carolina Commissioner of Banks North Carolina Mortgage Lender License No-L-169901; Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850284.000; Oregon Mortgage Lending License ML-5419; Pennsylvania Department of Banking, License # 57321; South Crolina – Licensed by the South Carolina Division of Banking under South Carolina Mortgage Lender License #MLS-56313; Tennessee Department of Financial Institutions Mortgage License # 131396; Texas - SML Mortgage Banker; Washington – Licensed as Interstate Mortgage, Inc. by the Washington Department of Financial Institutions under Washington Consumer Loan Company License #CL-56315; Licensed by the Wisconsin Department of Financial Institutions under Wisconsin Mortgage Banker License #56315BA; Rhode Island - Rhode Island Department of Business Regulation Division of Banking License # 20204102LL
Interstate Home Loan Center, Inc is an Equal Housing Lender

Interstate Home Loan Center Inc. NMLS 56315 40 Marcus Dr Suite 100, Melville NY 11747 Licensed Mortgage Banker NYS Department of Financial Services. Rate and APR applies to a 30 year fixed rate 1st mortgage FNMA limits and guidelines apply. Purchase or rate and term refinance only. Requires 75% Loan to value or less and 740 FICO. $4.08 per $1,000 borrowed. Rates are prevailing and subject to change. Other rates and terms available. IN TEXAS - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-888-624-1414. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
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