Stephen Garden

Smiling man in suit, black and white portrait.

Stephen Garden

Licensed Loan Officer

Stephen Garden

Stephen began his financial career in 1993 and over the years has worked at several well-known top tier financial institutions in mortgage specific capacities as a buyer of various mortgage loans.  Throughout his career he has held roles as an Analyst, Trader and Portfolio Manager.  He prides himself with an unblemished record of integrity for all these years in what is a heavily regulated industry.  His years of experience uniquely enable him to simplify, explain and fund even the most complex lending transactions and ensure his clients and partners can make fully informed decisions.

Stephen grew up in Huntington, Long Island into a Real Estate family-owned business and over the years has imparted his expertise while simultaneously gaining a great deal of knowledge as well as a network of Real Estate professionals.  The scope of his network includes Attorneys, Architects, Contractors, Home Inspectors, and other referrals that he readily shares with his Borrowers and Agents to achieve success.

Stephen moved to the lending side of the business at Interstate Home Loan Center, Inc., with their community focus and knowledgeable and efficient staff, to increase his quality time with his wife, two daughters and three Rhodesian ridgebacks away from the hustle and bustle of city life.

Stephen holds an MBA in finance from St. John’s University, NY.  His numerous interests include viewing high school sports, building computers, cycling, amateur auto racing and sporting clays.  He passionately believes lower cost does not mean less service and has worked every day to earn his customers and professional partners business and referrals.

Licensed in: NY & FL

Office: 631-390-0795

Cell: 631-742-0052

Email: [email protected]

NMLS: #2058012

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Angel Muniz is the gold standard of lenders.

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Look no further than Angel Muniz if you're searching for a mortgage consultant who is not only knowledgeable but will take the time address all your concerns and questions. My realtor, Linda Rodriguez, recommended Angel Muniz. I was very impressed with his approach. He was very personable and thoroughly explained the entire loan process so I knew what to expect. Anytime I needed to reach him, all I had to do was call, email or text and Angel will get back to me as soon as possible if he is unavailable at the moment. Angel also makes sure to follow up with me to see if I had any needs or questions. Communication is key! With Angel, it feels like talking to a friend rather than a random agent who looks at me just like another number. Towards the end of my loan process, I secured a home insurance policy on my own only to find out Angel already took care of that tedious detail with a lower price! Now that is service. Angel is always in the background working to ensure the loan process goes smoothly. I highly recommend Angel Muniz for any home loan needs.

Angie from NY
worked with Angel Muniz

Professionalism and Responsiveness,

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Angel helped my family with everything. He speaks English and Spanish . He explained everything in both languages. Excellent service and kind people .

zuser201607011221173 from NY
worked with Angel Muniz

Mario is an excellent loan officer

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My husband and I just purchased a house and Mario helped us so much true the whole process we are ver thankful to him for being so honest to us always being there to answer all our questions and concerns. We highly recommended him he will help you the best way on purchasing your home.

beatriz1610 from NY
worked with Mario Gonzalez

Best in the biz

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As a real estate agent and attorney, there is no one else I refer clients, friends, or family to and I just used Greg for my own home purchase. He is knowledgeable, approachable, kind, and goes above and beyond for all his clients. He makes you feel like you are family and that he has all the time in the world to help you. Greg is exceptional and extremely professional. There is no one else to use!

Alanna McGovern from NY
worked with Gregory Bellezza


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Greg is INCREDIBLE!!!! Cannot recommend Greg enough, I will be sending all my friends and family to him! He is attentive, timely, responsible, willing to answer questions or concerns at ANY time with a quick response! We are first time home buyers and Greg has made this processes a pleasant one! We had our mind at ease because we knew we were in good hands with Greg and his team. I cannot say enough good things or thank them enough for everything they have done for us! We are so thankful we were able to get our first home because of Greg!!! Thank you!

NikkiChisholm5 from NY
worked with Gregory Bellezza