Refinance Loan New Jersey, Understand Mortgage Rates - Interstate Home Loan

Refinance Loan New Jersey

Refinance Loan New Jersey2022-11-08T10:54:56+00:00

Why Refinance A Loan in New Jersey?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Refinancing your mortgage in New Jersey, may reduce the interest rate on your mortgage, extend or shorten the length of your mortgage, or simply free up extra cash by lowering your monthly payments. However, refinancing should be exercised with caution as it does not necessarily provide homeowners with the desired benefits in every case.

Every few months the market changes and as the rates change, there may be better options available to lower your monthly payments in New Jersey. It is essential to determine your overall goal in refinancing a loan, whether you want to reduce your monthly payments or lower your mortgage rate. If you are unsure about how to refinance a loan in New Jersey, then get in touch with Interstate Home Center Loan and we can guide you through the best options. When it comes to New Jersey refinance loans, we are experts. You will get all the necessary information to replace your existing loan with a new one. A refinance loan in New Jersey will save you money as well as offer a better return on your investment.

The major benefits of refinancing a loan in New Jersey are: 

– Reduction in interest rates

– Reduced tenure of your loan 

– Less financial stress

– More financial flexibility

Refinance Loan in New Jersey without the hassle!

If you want information on refinancing a loan in New Jersey, get in touch with Interstate Home Loan Center today! Many people often take advantage of record low-interest rates and apply for mortgage refinancing. For some, it is a matter of being able to stay on track with their financial goals and save thousands of dollars in unnecessary interest payments. If you’re refinancing in order to pay less interest, you won’t usually see the savings right away. With our experience in banking and finance, we can help you find the best mortgage rates in New Jersey for your needs.. Many years working in the banking and finance industry have given us a great network of contacts that we use to find the best deal for you.

At Interstate Home Loan Center, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We’re here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. For more information, contact Interstate Home Loan Center and ask us about a New Jersey mortgage broker today. We will help you secure the home of your dreams! Call us at 1-888-624-1414.

Quick Quote

Loan Programs

Purchase a Home

Refinance a Home

NON-QM Loans

  • Owner Occupied Lite-Doc
  • Debt Service Coverage Ratio (DSCR)
  • Asset Utilization
  • Bank Statement
  • 1099 Income Qualification Program

20-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
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30-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

15-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Rate and APR are based on single family, owner-occupied, primary residence purchase of conforming loan sizes with 60% loan-to-value and assumes 780 FICO score. Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put an offer in on! At Interstate, our process is seamless and best of all, quick!

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FAQs

How do I know if it makes sense for me to refinance a loan in New Jersey?2022-07-11T11:00:04+00:00

First assess your financial mortgage related goals: i.e. are you looking to improve your monthly cash flow, lower your monthly payments, reduce your mortgage term, do you need to take out cash utilizing the equity from your home? Obtaining the right mortgage in New Jersey for your particular needs could make sense even when rates are not at their lowest levels. Contact the team at Interstate Home Loan Center to learn more about how we can help you!

Does refinancing a loan in New Jersey cost money?2022-07-11T11:00:19+00:00

While there are a number of benefits to refinancing like saving money on payments and shortening the term of your loan, refinancing does come with a cost. The process typically costs 2-6% of your loan amount. There are additional fees that can vary from lender to lender. Contact us today and let us help you decide if refinancing a loan in New Jersey makes financial sense for you!

Can I refinance a loan in New Jersey more than once?2022-07-11T11:00:44+00:00

The short answer is yes. You can lower your rate, term or use the refinance process to borrow money for another investment in New Jersey. Some lenders may even waive certain fees if you have used them in the past!

Angel Muniz is the gold standard of lenders.

Look no further than Angel Muniz if you're searching for a mortgage consultant who is not only knowledgeable but will take the time address all your concerns and questions. My realtor, Linda Rodriguez, recommended Angel Muniz. I was very impressed with his approach. He was very personable and thoroughly explained the entire loan process so I knew what to expect. Anytime I needed to reach him, all I had to do was call, email or text and Angel will get back to me as soon as possible if he is unavailable at the moment. Angel also makes sure to follow up with me to see if I had any needs or questions. Communication is key! With Angel, it feels like talking to a friend rather than a random agent who looks at me just like another number. Towards the end of my loan process, I secured a home insurance policy on my own only to find out Angel already took care of that tedious detail with a lower price! Now that is service. Angel is always in the background working to ensure the loan process goes smoothly. I highly recommend Angel Muniz for any home loan needs.

Angie from NY

worked with Angel Muniz

Professionalism and Responsiveness,

Angel helped my family with everything. He speaks English and Spanish . He explained everything in both languages. Excellent service and kind people .

zuser201607011221173 from NY

worked with Angel Muniz

Mario is an excellent loan officer 👏

My husband and I just purchased a house and Mario helped us so much true the whole process we are ver thankful to him for being so honest to us always being there to answer all our questions and concerns. We highly recommended him he will help you the best way on purchasing your home 🏡

beatriz1610 from NY

worked with Mario Gonzalez

Best in the biz

As a real estate agent and attorney, there is no one else I refer clients, friends, or family to and I just used Greg for my own home purchase. He is knowledgeable, approachable, kind, and goes above and beyond for all his clients. He makes you feel like you are family and that he has all the time in the world to help you. Greg is exceptional and extremely professional. There is no one else to use!

Alanna McGovern from NY

worked with Gregory Bellezza

THE BEST!!!!

Greg is INCREDIBLE!!!! Cannot recommend Greg enough, I will be sending all my friends and family to him! He is attentive, timely, responsible, willing to answer questions or concerns at ANY time with a quick response! We are first time home buyers and Greg has made this processes a pleasant one! We had our mind at ease because we knew we were in good hands with Greg and his team. I cannot say enough good things or thank them enough for everything they have done for us! We are so thankful we were able to get our first home because of Greg!!! Thank you!

NikkiChisholm5 from NY

worked with Gregory Bellezza

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