Refinance Loan Florida, Understand Mortgage Rates - Interstate Home Loan

Refinance Loan Florida

Refinance Loan Florida2022-11-01T13:14:53+00:00

Why Refinance a Loan in Florida?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Many times, refinancing of loans is done with the intention of reducing the interest rate and monthly EMI or changing the term of a mortgage in Florida. At other times, refinancing is done to take some cash out of the home equity. There are many other benefits of refinancing a loan in Florida. When you refinance a loan in Florida, you lower the monthly EMI and it gives you more financial opportunities.

When you plan on taking a mortgage, you choose the best option available at the time. Refinancing in Florida, makes the repayment of the loan amount easier and stress-free. You can rely on Interstate Home Loan Center for our experience in the refinance industry. As the market changes over time, you may realize that there are better loan options than the one you currently have. Refinancing a loan will not just help you save money but will also allow you to maximize your returns on investment. With inflated home prices and tax bills, it has become difficult for homeowners in Florida to afford their monthly payments. At Interstate Home Loan Center, we help our clients to get a loan that suits their current needs. Refinance a loan in Florida has the following benefits:

  • Lowering the interest rate
  • Change the duration of one’s loan
  • Reduce financial stress
  • Maximize financial flexibility

Refinance Loan in Florida without the Hassle!

Interested in more details for refinancing loans in Florida? Get in touch with Interstate Home Loan Center today! We can help you get the best refinance option for your financial situation. Property owners in Florida refinance loans for a variety of reasons. Whatever your reason, Interstate Home Loan Center can help you with getting a refinancing loan in Florida. With our expert tools and experience, our team will help you get the best deal available. Contact us and take the stress out of refinancing a loan in Florida.

The most common reason for losing a real estate deal in Florida is the lack of a pre-approved mortgage loan. Contact Interstate Home Loan Center, a Florida Mortgage broker today to avoid such obstacles that may come in the way of you and your dream home. Call us today at 1-888-624-1414

Quick Quote

Loan Programs

Purchase a Home

Refinance a Home

NON-QM Loans

  • Owner Occupied Lite-Doc
  • Debt Service Coverage Ratio (DSCR)
  • Asset Utilization
  • Bank Statement
  • 1099 Income Qualification Program

20-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
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30-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

15-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Rate and APR are based on single family, owner-occupied, primary residence purchase of conforming loan sizes with 60% loan-to-value and assumes 780 FICO score. Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put an offer in on! At Interstate, our process is seamless and best of all, quick!

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FAQs

How do I know if it makes sense for me to refinance a loan in Florida?2022-11-01T13:12:05+00:00

First assess your financial mortgage related goals: i.e. are you looking to improve your monthly cash flow, lower your monthly payments, reduce your mortgage term, do you need to take out cash utilizing the equity from your home? Obtaining the right mortgage in Florida for your particular needs could make sense even when rates are not at their lowest levels. Contact the team at Interstate Home Loan Center to learn more about how we can help you!

Does refinancing a loan in Florida cost money?2022-11-01T13:11:28+00:00

While there are a number of benefits to refinancing like saving money on payments and shortening the term of your loan, refinancing does come with a cost. The process typically costs 2-6% of your loan amount. There are additional fees that can vary from lender to lender. Contact us today and let us help you decide if refinancing a loan in Florida makes financial sense for you!

Can I refinance a loan in Florida more than once?2022-11-01T13:10:55+00:00

The short answer is yes. You can lower your rate, term or use the refinance process to borrow money for another investment in Florida. Some lenders may even waive certain fees if you have used them in the past!

Angel Muniz is the gold standard of lenders.

Look no further than Angel Muniz if you're searching for a mortgage consultant who is not only knowledgeable but will take the time address all your concerns and questions. My realtor, Linda Rodriguez, recommended Angel Muniz. I was very impressed with his approach. He was very personable and thoroughly explained the entire loan process so I knew what to expect. Anytime I needed to reach him, all I had to do was call, email or text and Angel will get back to me as soon as possible if he is unavailable at the moment. Angel also makes sure to follow up with me to see if I had any needs or questions. Communication is key! With Angel, it feels like talking to a friend rather than a random agent who looks at me just like another number. Towards the end of my loan process, I secured a home insurance policy on my own only to find out Angel already took care of that tedious detail with a lower price! Now that is service. Angel is always in the background working to ensure the loan process goes smoothly. I highly recommend Angel Muniz for any home loan needs.

Angie from NY

worked with Angel Muniz

Professionalism and Responsiveness,

Angel helped my family with everything. He speaks English and Spanish . He explained everything in both languages. Excellent service and kind people .

zuser201607011221173 from NY

worked with Angel Muniz

Mario is an excellent loan officer 👏

My husband and I just purchased a house and Mario helped us so much true the whole process we are ver thankful to him for being so honest to us always being there to answer all our questions and concerns. We highly recommended him he will help you the best way on purchasing your home 🏡

beatriz1610 from NY

worked with Mario Gonzalez

Best in the biz

As a real estate agent and attorney, there is no one else I refer clients, friends, or family to and I just used Greg for my own home purchase. He is knowledgeable, approachable, kind, and goes above and beyond for all his clients. He makes you feel like you are family and that he has all the time in the world to help you. Greg is exceptional and extremely professional. There is no one else to use!

Alanna McGovern from NY

worked with Gregory Bellezza

THE BEST!!!!

Greg is INCREDIBLE!!!! Cannot recommend Greg enough, I will be sending all my friends and family to him! He is attentive, timely, responsible, willing to answer questions or concerns at ANY time with a quick response! We are first time home buyers and Greg has made this processes a pleasant one! We had our mind at ease because we knew we were in good hands with Greg and his team. I cannot say enough good things or thank them enough for everything they have done for us! We are so thankful we were able to get our first home because of Greg!!! Thank you!

NikkiChisholm5 from NY

worked with Gregory Bellezza

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