Refinance Loan Georgia, Understand Mortgage Rates - Interstate Home Loan

Refinance Loan Georgia

Refinance Loan Georgia2022-11-01T12:59:28+00:00

Why Refinance a Loan in Georgia?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Refinancing a mortgage in Georgia, can give your more financial flexibility. You can extend the term of your loan, lower your monthly bills and reduce your financial burden by getting a lower interest rate! Many homeowners choose to refinance their home loans for a variety of reasons. Refinancing allows you to borrow cash from your home’s equity. There are several benefits to refinancing a loan in Georgia. Get guidance from our experts at Interstate Home Loan Center and learn more about how to refinance a loan in Georgia.

When you take out a mortgage, you choose a loan type with payments you can afford. Life happens and circumstances change. After some months of regular payments of bills and monthly expenses, you may realize that you have or need a better option to match your current financial state. If you refinance a loan in Georgia, it in a way replaces the existing home loan with a more cost-effective one. It helps you to reduce your payments and maximize the return on investment. At Interstate Home Loan Center, we can help you with all information on Georgia refinance loans. Our team can help you renegotiate the terms of a new loan that is tailored to your needs.

Here’s why you should choose to refinance a loan in Georgia

  • lower your interest rate
  • Let’s you adjust the term of your loan
  • You pay lower EMIs and can reduce your financial burden
  • Increases your financial flexibility

Refinance Loan in Georgia without the Hassle!

Keen to know more about Georgia Refinance loans? Head over to Interstate Home Loan Center today! We are constantly keeping up with the latest market trends and can help you get the best interest rates available. We will guide you through every step of the process and make refinancing a
loan in Georgia a seamless process. When refinancing a loan in Georgia, you want guidance from an expert. Don’t end up paying more than you need to or worse, more than you can afford. Call Interstate Home Loan Center, a Georgia Mortgage broker, today and let us help you secure the home of your dreams at a lower interest rate. You can reach us at 1-888-624-1414 and speak to an expert today!

You can reach us at 1-888-624-1414 and speak to an expert today!

Quick Quote

Loan Programs

Purchase a Home

Refinance a Home

NON-QM Loans

  • Owner Occupied Lite-Doc
  • Debt Service Coverage Ratio (DSCR)
  • Asset Utilization
  • Bank Statement
  • 1099 Income Qualification Program

20-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

30-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

15-YR FIXED

Rates Fluctuate Daily
Call or Click Get Started for a Personalized Quote
Lender Fees – $1495
Points – $0
Get Started

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Rate and APR are based on single family, owner-occupied, primary residence purchase of conforming loan sizes with 60% loan-to-value and assumes 780 FICO score. Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put an offer in on! At Interstate, our process is seamless and best of all, quick!

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Average number of DAYS to get a loan commitment from Interstate Home Loan Center
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Average Number of DAYS to close your loan.
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Average number of MINUTES it takes to complete our loan application.

FAQs

How do I know if it makes sense for me to refinance a loan in Georgia?2022-07-11T11:01:44+00:00

First assess your financial mortgage related goals: i.e. are you looking to improve your monthly cash flow, lower your monthly payments, reduce your mortgage term, do you need to take out cash utilizing the equity from your home? Obtaining the right mortgage in Georgia for your particular needs could make sense even when rates are not at their lowest levels. Contact the team at Interstate Home Loan Center to learn more about how we can help you!

Does refinancing a loan in Georgia cost money?2022-07-11T11:01:52+00:00

While there are a number of benefits to refinancing like saving money on payments and shortening the term of your loan, refinancing does come with a cost. The process typically costs 2-6% of your loan amount. There are additional fees that can vary from lender to lender. Contact us today and let us help you decide if refinancing a loan in Georgia makes financial sense for you!

Can I refinance a loan in Georgia more than once?2022-07-11T11:02:00+00:00

The short answer is yes. You can lower your rate, term or use the refinance process to borrow money for another investment in Georgia. Some lenders may even waive certain fees if you have used them in the past!

Thank you!

Mr. Angel helped us buy a house in the Hartford county area. He was very patient with us and very professional. Angel helped my wife and I navigate through the complicated process of applying for the loan and walked us through the application process. Our closing was on time and the process was less complicated than what I imagined. I would recommend him to other friends and family.

opena806 from NY

worked with Angel Muniz

Excellent Person

Excellent person, very kind, Respectful, available at all times and always answers your questions and helps you in the search for your home. It recommends many possible options so that you have your home in the safest way.

Elizabeth Torres from NY

worked with Angel Muniz

He did everything he could on his power to help me out and to close on time.

He was very good very polite and did everything he could to help Anyone He'll do anything, and hes a really honest person. Good thing about him It's not all about the money for him. It's about helping people.

Leeroygarci91 from NY

worked with Angel Muniz

Fantastic

Greg went above and beyond for us! He truly helped us understand our options and made a stressful time a little less stressful. It’s clear that he is passionate and knowledgeable at what he does. Forever grateful for his help.

katiereilly1102 from NY

worked with Gregory Bellezza

All Pro!

I do not usually write reviews for anything. , I had to show my appreciation for Hunter. He is all pro and top tier in his industry in my opinion. As stressful as purchasing a home can be, he always answered my calls/texts even late at night. He is extremely proficient and patient in explaining every part of the process and how to address any complexities. He got the job done for us and will for you as well.

NJ Veteran from NY

worked with Hunter Fields

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