Mortgage Pre-approval Georgia, Mortgage Pre-Qualification - Interstate Home Loan

Mortgage Pre-approval Georgia

Mortgage Pre-approval Georgia2022-11-01T11:37:25+00:00

Getting Pre Approved for A Loan or Mortgage in Georgia

Purchasing a home is a goal for most people. The biggest obstacle to making that dream a reality is the ability to afford a home of your own. When you start speaking to realtors about purchasing a home, you are posed with one question repeatedly, “Are you pre-approved for a mortgage?” Getting mortgage pre-approval in Georgia should actually be the first step in the house hunting process. There are a number of benefits to getting a Mortgage Pre-Approval. Within the document for a Mortgage Pre-Approval in Georgia, it will clarify your total budget and the monthly mortgage payments you can afford.

A realtor is also more likely to sell a home to someone who has been pre-approved for a mortgage. It gives better clarity on the homes that you can afford. Realtors can narrow down the choices of homes depending on your financial capability. In case there is a situation of foreclosure, some sellers could be willing to accept a lower offer if the potential buyer is pre-approved for a mortgage in Georgia. But is it easy to get a mortgage in Georgia? Our experts at Interstate Home Loan Center can help you with Mortgage Pre-Approval in Georgia.

How do you get a Mortgage Pre-Approval in Georgia?

A pre-qualification for a mortgage is a valuable asset when buying homes. You can rely on Interstate Home Loan Center to get a mortgage in Georgia. Once you get in touch with us, our team will need a few details such as your social security number, recent bank statements and income documentation such as W2s, pay stubs, and tax returns. We provide continuous guidance to our clients on how they should proceed. We are aware of how much a mortgage pre-approval in Georgia can help you get the best home available on the market. Interstate Home Loan Center’s goal is to help our clients afford the properties they dream of. When you get a mortgage in Georgia, you should determine a safe range for your monthly payments and prevent any potential financial strain.

A potential buyer seeking pre-approval mortgage in Georgia, needs to provide a few necessary things to their lender. Here is what your lender will consider for a mortgage pre-approval in Georgia:

  • Proof of income
  • Debt-to-income ratio
  • Loan-to-value ratio
  • FICO credit score
  • A good credit score, usually above 700
  • Employment history

Real estate transactions are a lengthy process, mostly because buyers face problems in the pre-approval for mortgage process. To simplify the paperwork and ease the process, call Interstate Home Loan Center for a Georgia Mortgage broker today. Let us handle the initial process of getting you closer to owning the home of your dreams.

Still have questions? Call us today at 1-888-624-1414

Quick Quote

Loan Programs



5.63% APR

Lender Fees – $1495
Points – $0



6.025% APR

Lender Fees – $1495
Points – $0



5.33% APR

Lender Fees – $1495
Points – $0

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Rate and APR are based on single family, owner-occupied, primary residence purchase of conforming loan sizes with 60% loan-to-value and assumes 780 FICO score. Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time-consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put
an offer in on! At Interstate, our process is seamless and best of all, quick!

Average number of DAYS to get a loan commitment from Interstate Home Loan Center
Average Number of DAYS to close your loan.
Average number of MINUTES it takes to complete our loan application.


Will a Mortgage Pre approval in Georgia help me to purchase a house easier?2022-07-11T11:03:55+00:00

Yes! Getting Mortgage Pre approval can make the difference between getting the house of your dreams or losing it to someone else who had pre approval for a mortgage. At Interstate Home Loan Center, we can help you get pre-approved for a mortgage in Georgia. Contact us today and learn more about getting the process started!

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