Mortgage Broker Florida, Local Mortgage Bankers - Interstate Home Loan

Mortgage Broker Florida

Mortgage Broker Florida2022-07-20T10:50:04+00:00

Need to get a mortgage in Florida?

The first step to complete when looking to purchase a home is to fill out the necessary paperwork in order to get a mortgage. If you are looking to get a mortgage to finance the purchase of your home, contact Interstate Home Loan Center. Many home buyers in Florida are on the lookout for mortgage brokers and bankers in Florida, and you’ve reached the right place. We simplify the process to get a mortgage in Florida so that our clients can focus on choosing the property of their dreams. Our team works with our clients to help them get the best rates available on the market today. With our experts guiding you every step of the way, the process of choosing a loan product, that meets your unique financial needs has never been more simple!

The experts at Interstate Home Loan Center make the home loan process in Florida as easy as possible. We help you with the paperwork to get a mortgage pre-approval in Florida. We compare a range of mortgage interest rates and terms and show you how the rates will fit in your budget. You are better equipped to choose, when you know and understand the difference between various home loan programs. From a first-time home buyer to a seasoned real estate investor, our team has the tools and experience needed to get you through the process.

What to know when looking to get a mortgage in Florida?

Most applicants are aware that a good credit score plays a major role in getting a mortgage in Florida. A high credit score conveys to the lenders that you are a responsible loan bearer who makes timely payments and does not have a history of borrowing beyond your means. A low credit score on the other hand can prevent many from getting a mortgage in Florida.

A high credit score provides you with more access to lender options accompanied by lower interest rates. If you do not have the ideal credit score, do not let that deter you from approaching Interstate Home Loan Center as we can help you improve your financial standing. Along with your Credit Score, another fact to consider is your debt to income ratio, often referred to as DTI. An individual’s DTI is calculated by considering the total of one’s minimum monthly debt against one’s gross monthly income. An estimate of your assets like savings accounts, retirement accounts, and taxable investments is considered by the lender before making a decision about the loan.


At Interstate Home Loan Center, we provide our clients with a full understanding of their financial situation. Along with helping you get a mortgage in Florida we want to make sure you aren’t going to be stressed financially when it comes to meeting all of your monthly expenses. Stretching yourself to make a high monthly payment will affect your future financial planning. When you work with Interstate Home Loan Center, you can be assured that your financial future is in good hands. Get in touch with us today so we can help you learn more about your mortgage options.

Looking for a Mortgage Banker in Florida?

Unsure if a particular Mortgage Broker in Florida is the best option for you? At Interstate Home Loan Center we empower our clients in choosing the right option. You need to know whether you need to work with a mortgage banker or a broker. Mortgage Bankers in Florida are equipped with knowledge about the industry and their experience will help you navigate smoothly through the mortgage process in Florida. Interstate Home Loan Center is among the leading Mortgage Bankers in Florida. The hands-on knowledge and know off of the neighborhood coupled with financial expertise make us the ideal choice when you may be looking to obtain a new home loan or refinance your current one.


We equip our clients with every piece of information needed in the decision-making process as we understand that buying a home is a huge financial decision. When decide on Interstate Home Loan Center, we ensure that a responsible Florida Mortgage Banker is given to you and will guide you through every step of the process.

Mortgage Broker Vs Mortgage Banker

While both mortgage broker and mortgage banker can walk you through the process of getting a secure mortgage loan, there are additional advantages of choosing a mortgage banker over a mortgage broker. A mortgage broker usually facilitates originations for other institutions as they do not invest their own funds in the process. They have ties with various financial institutions and work as intermediaries for them. Brokers are paid a flat fee or a commission amount, a small percentage of the total value of your home loan.

 A Mortgage Banker, on the other hand, works directly for a lending institution that will fund your home loan. Mortgage bankers believe in establishing a long-term relationship with the lender. The rich experience of working with a variety of lenders in a variety of payment structures and loan scenarios makes them an expert over mortgage brokers. Since they are salaried employees of the lending institutions, they have more control over the transactions as opposed to brokers.

Interstate Home Loan Center is a trusted Mortgage Banker in Florida. Getting a loan approved is no longer a stressful process. Interstate Home Loan Center, one of the most reliable mortgage bankers in Florida will help you with all of your home buying needs. The customized services and financial expertise given to every client helps them close a loan without any added stress. Interstate Home Loan Center makes the process of acquiring a loan as smooth as possible. Get in touch with our team today to start the journey of acquiring the home of your dreams.

Most real estate transactions eventually fizzle out because buyers do not have the required Mortgage Approval. Getting a pre-approval for a mortgage in Florida is made easier by Interstate Home Loan Center. Contact us today to make sure you secure the home of your dreams. Still have questions? Call us today at 1-888-624-1414

Quick Quote

Interest Rates

At Interstate Home Loan Center, we take pride in offering our clients the lowest interest rates possible. Whether you are looking to purchase or refinance, the team at Interstate is ready to help you secure the best rate possible! Contact Interstate today for more details.

20-YR FIXED

5.00%

5.14% APR

Lender Fees – $995
Points – $0

30-YR FIXED

5.25%

5.37% APR

Lender Fees – $995
Points – $0

15-YR FIXED

4.50%

4.61% APR

Lender Fees – $995
Points – $0

**Disclaimer This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Rate and APR are based on single family, owner-occupied, primary residence purchase of conforming loan sizes with 60% loan-to-value and assumes 780 FICO score. Rates are prevailing and subject to change. Call for today’s live rate.

Our Process

Securing a mortgage doesn’t have to be stressful or time consuming. We believe in full transparency, and getting your loan approved FAST! You will be able to track the status at all times while we are working to move forward on our end. Any hold up can cause you to lose out on a home you’ve put an offer in on! At Interstate, our process is seamless and best of all, quick!

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Average Number of DAYS to close your loan.
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FAQs

What is the best way to get a mortgage in New Jersey?2022-07-11T11:00:56+00:00

It is a good idea to do some research on mortgage programs and rates. You can do most of your research on-line or by phone. Organize the necessary financial paperwork and contact the team at Interstate Home Loan Center. We can help you navigate the process of getting a mortgage in New Jersey. When making mortgage comparisons, you must be sure you are comparing mortgages of similar terms, i.e. a 30 year vs. a 5 year, do the mortgages you are comparing have prepayment penalties and do they have similar rate lock durations? There is a lot of difficult jargon when it comes to getting a mortgage in New Jersey. Let our experts help you select the best option for you and your financial goals.

What does a Mortgage Banker in New Jersey do?2022-07-11T11:01:06+00:00

Mortgage Bankers work for a financial institution and help individuals obtain a mortgage loan. Their years of experience in the industry and relationships with lenders can provide either first time home buyers or seasoned real estate investors with the tools they need to secure a loan that fits their financial goals. Contact the team at Interstate Home Loan Center to find out how our New Jersey Mortgage bankers can help you in the home buying or refinancing process!

If I have a bad credit score, can I still get a mortgage in New Jersey?2022-07-11T11:01:16+00:00

The truth is that it depends on how low your credit score is. If you think your credit score may cause an issue in obtaining a loan, please reach out to our office. The team at Interstate Home Loan Center has experience is working with individuals with lower credit scores and helping them get a loan to purchase a home in New Jersey. Our experts can also advise you on immediate steps you can take to bring your credit score back up!

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