Investment Debt Servicinginterstatehomeloans2022-07-08T09:13:16+00:00

Investment Debt Servicing

Unlike traditional mortgages, investment debt serving loans allow the borrower to finance a residential income producing property, without having to worry about providing extensive documentation. This is an excellent option for self-employed borrowers who cannot or choose not to provide the necessary documentation that would be required in a traditional mortgage. Instead of traditional lending standards, underwriting uses a “common sense approach” by using the debt-service coverage ratio (DSCR) for qualification of the mortgage. If the market rent can cover the new mortgage, you may want to consider this program.

Program Highlights

No Debt to Income (DTI) Ratio calculation or limit
NO Tax Return or W2 requiredandNO income stated on 1003 application
100% gits acceptable
Cash-Out Refinance also available!

Still have questions? Call us today at 1-888-624-1414

Angel Muniz is the gold standard of lenders.

Look no further than Angel Muniz if you're searching for a mortgage consultant who is not only knowledgeable but will take the time address all your concerns and questions. My realtor, Linda Rodriguez, recommended Angel Muniz. I was very impressed with his approach. He was very personable and thoroughly explained the entire loan process so I knew what to expect. Anytime I needed to reach him, all I had to do was call, email or text and Angel will get back to me as soon as possible if he is unavailable at the moment. Angel also makes sure to follow up with me to see if I had any needs or questions. Communication is key! With Angel, it feels like talking to a friend rather than a random agent who looks at me just like another number. Towards the end of my loan process, I secured a home insurance policy on my own only to find out Angel already took care of that tedious detail with a lower price! Now that is service. Angel is always in the background working to ensure the loan process goes smoothly. I highly recommend Angel Muniz for any home loan needs.

Angie from NY

worked with Angel Muniz

Professionalism and Responsiveness,

Angel helped my family with everything. He speaks English and Spanish . He explained everything in both languages. Excellent service and kind people .

zuser201607011221173 from NY

worked with Angel Muniz

Mario is an excellent loan officer 👏

My husband and I just purchased a house and Mario helped us so much true the whole process we are ver thankful to him for being so honest to us always being there to answer all our questions and concerns. We highly recommended him he will help you the best way on purchasing your home 🏡

beatriz1610 from NY

worked with Mario Gonzalez

Best in the biz

As a real estate agent and attorney, there is no one else I refer clients, friends, or family to and I just used Greg for my own home purchase. He is knowledgeable, approachable, kind, and goes above and beyond for all his clients. He makes you feel like you are family and that he has all the time in the world to help you. Greg is exceptional and extremely professional. There is no one else to use!

Alanna McGovern from NY

worked with Gregory Bellezza

THE BEST!!!!

Greg is INCREDIBLE!!!! Cannot recommend Greg enough, I will be sending all my friends and family to him! He is attentive, timely, responsible, willing to answer questions or concerns at ANY time with a quick response! We are first time home buyers and Greg has made this processes a pleasant one! We had our mind at ease because we knew we were in good hands with Greg and his team. I cannot say enough good things or thank them enough for everything they have done for us! We are so thankful we were able to get our first home because of Greg!!! Thank you!

NikkiChisholm5 from NY

worked with Gregory Bellezza

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