There’s no place like home!
Why keep paying your Landlord’s mortgage when you could start building your own equity today? Purchasing a home is one of the largest financial transactions that you will make in your lifetime so here at Interstate, we developed a program specifically for first-time home buyers which offers low down payment options and flexible guidelines. We understand that no two situations are alike, so our experienced licensed loan officers have been trained in a range of modalities to assist first-time home buyers in educating them about the loan process and home ownership in general. Get pre-approved with Interstate today so you can shop confidently for your home tomorrow!
Still Have Questions?

Getting A Mortgage Isn’t Rocket Science!
You don’t need a rocket to get a mortgage- just Zoom on down to Interstate! With our mobile app, you can get pre-approved quickly, track your loan process, upload documents directly to your file, and more! There is no obligation to find out how much you can be approved for and the application is quick and easy. Click here for more information about our Interstate Zoom App.
FAQs from First-time home buyers
Q) How much money do I need?
A: Typically, you will need to make a minimum 3.5% down payment towards the purchase of a new home. Some gifts can be acceptable from eligible donors such as family members as well. Contact your Interstate Loan Officer to find out exactly how much you will need to purchase your home today!
Q) How long does everything take?
A: We know you live a busy life and the last thing you want is some complicated process getting in the way to make your life that much more difficult. Coupled with the latest technology, we developed Our Simple Process in order to streamline the process and ensure on-time and most often early loan closings.
Q) I’ve been renting this long, why purchase now?
A: It’s never too late to quit paying your landlord’s mortgage! On top of the equity you gain every time you make a payment, there are several tax benefits that are exclusive to homeowners. Owning a home also gives you the independence to make changes to your home so you can live comfortably, and you gain security knowing your rate is fixed for the life of the loan. Stop worrying if your landlord might sell leaving you scrambling to find a new rental and find out what it takes to become a homeowner by calling Interstate today!