Established in 1996, Interstate is one of New York’s oldest and most successful local Mortgage Bankers. Our FHA and Conventional loan programs are available to suit most any borrower, with rates and terms that are usually lower than many of the “Big Banks”.  If you would like to refinance your existing mortgage, Interstate has multiple products to lower your current rate and/or to tap into the equity in your home.

We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home. With the most personal service available, the Interstate team and their supporting staff treat clients like one of their own. We understand the home purchase or refinance process and how stressful it can be. After more than almost two decades of experience, we know how to help make the mortgage process easy and worry free.

We specialize in and are known for helping homeowners with little or no equity get the funds they need for home improvements, debt consolidation, college tuition or sudden unforeseen expenses. Interstate also welcomes all first time buyers as we have highly flexible programs for purchasing your dream home. Seniors can take advantage of our Reverse mortgage program which provides the funds for an enjoyable retirement as well as many other benefits.

Interstate – The Trustworthy Mortgage Banker

From the first handshake to closing, Interstate will guide you through the often confusing mortgage loan process and give you the assurance that your mortgage is “right” for you. We offer several different products from fixed-rate FHA mortgages to variable rate loans and jumbo loans as well.

Our new corporate headquarters is conveniently located in Melville, New York where our knowledgeable staff is always available to gladly answer your questions. Our goal is to make the entire mortgage process as easy and smooth as possible. Please take time to explore our website for useful information, rules, tips, or contact an Interstate Loan Officer today. There’s absolutely no commitment. Only answers.

Join the many borrowers who are now part of the Interstate family..

 We’ve got room for more.

Interstate Home Loan Center, Inc.

“A+ “ rating with The Better Business Bureau – please click the logo below to verify.