FHA Manual U/W down to 500 FICO, No Score OK, And Non-Traditional Credit

Follows HUD 4000.1. Refer/Eligible -OK See Manual U/W Guidelines for details

history reserves and DTI requirements.

We Allow Private Landlord VOR.

We ONLY require 1040 or W2 Transcripts

We Allow Escrow Holdbacks – Max $5000 Requires 2 Bids

NOT AVAILABLE IN THE STATES OF NEW YORK, NEW HAMPSHIRE AND MAINE.

Guidelines Subject to Change without notice.