Investment Debt Servicing

Unlike traditional mortgages, investment debt serving loans allow the borrower to finance a residential income producing property, without having to worry about providing extensive documentation. This is an excellent option for self-employed borrowers who cannot or choose not to provide the necessary documentation that would be required in a traditional mortgage. Instead of traditional lending standards, underwriting uses a “common sense approach” by using the debt-service coverage ratio (DSCR) for qualification of the mortgage. If the market rent can cover the new mortgage, you may want to consider this program.

Program Highlights

  • No Debt to Income (DTI) Ratio calculation or limit
  • NO Tax Return or W2 requiredandNO income stated on 1003 application
  • 100% gits acceptable
  • Cash-Out Refinance also available!

Still have questions? Call us today at 1-888-696-9563